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Using a postnuptial agreement to avoid losing healthcare

| Jul 5, 2018 | Prenuptial Agreements

Getting married means two individuals unite to become a single unit. It also means that assets and property combine as well. This will occur with any Texas marriage unless a couple takes the time to include a prenup in the union. However, if a couple decides to forego the prenuptial agreement, it is still possible to include such a document in a marriage. A postnuptial agreement could be used to address various issues, providing protection in certain situations as well.

For some couples, divorce can seem like a troubling end to a relationship. There are certain aspects in marriage that can make divorce seem unappealing. Take for example healthcare. With rising costs and a constant uncertainty on how healthcare will look for individuals and couples, some couples decide to forego divorcing and draft a postnuptial agreement instead.

What does this mean? This means that couples who wish to divorce will remain legally married but will separate. A postnuptial agreement is put in place to explain the separation of assets as well as to outline the terms of a possible divorce occurring in the future. Just a decade ago, it was fairly common for couples to obtain a legal separation as a means to retain healthcare coverage. However, companies have now spelled out that legally separated spouses cannot remain on their employer’s plan.

Healthcare has often been a factor in American divorces. And as the healthcare system continues to alter, often not for the best, it is vital to consider how this could impact your desire to end a marriage. Whether that means going through the process, remaining married or doing something like drafting a postnuptial agreement, it is vital to understand your rights and what options you might have now and in the future when it comes to divorcing your spouse.

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